Flexible Train Financing That Pays Off Fast

Get your Deltrain attraction train up and running — with $0 down, fixed monthly payments, and the potential for fast returns. Whether you’re expanding an operation or launching a new venue, our trusted financing partners make it easy, fast, and tailored to your needs — with flexible train financing from The Train Company.

Trusted by U.S. Businesses — Powered by The Train Company

Businesses across the U.S. are choosing Deltrain trains to increase revenue, improve guest experience, and unlock dependable ROI — all with financing options that fit their cash flow.

Total Financing Secured by Train Company Customers
$ 0 +

Operators across the U.S. are financing Deltrain trains to scale faster — and earn smarter.

Most approvals within 2 days | No impact on credit score

Train Financing, Tailored to Your Business Needs

At The Train Company, we offer Deltrain train financing through a network of trusted U.S. partners, including Ascentium Capital and Broad Fit Financial. Whether you’re a seasonal venue, government entity, or multi-location operator, we help you find the right fit — fast.

With multiple partners, we can offer:

  • Competitive fixed monthly payments
  • $0 down options for qualified U.S. businesses
  • Seasonal and deferred payment plans
  • Fast, simple approval process 
  • Special financing programs available for U.S. government entities

Explore Earning Potential

Learn how Deltrain trains can help you generate consistent revenue with flexible financing that matches your business goals.

Financing Questions

Get honest answers about credit checks, ownership, payment terms, and the approval process — no pressure.

Get Pre-Qualified

Apply in minutes with no obligation and no impact on your credit score. It’s fast, secure, and completely confidential.

How Deltrain Train Financing Can Drive Long-Term Revenue

Why Wattman Train Financing Works for U.S. Operators

Investing in a Deltrain electric or gas-powered tourist train is more than just a transportation upgrade — it’s a proven way to create steady income and enhance guest satisfaction. At The Train Company, we help U.S. businesses turn their attraction train operations into reliable revenue streams with smart financing options and low running costs.

Whether you operate a theme park, boardwalk, shopping center, cruise port, or entertainment district, a Deltrain setup can support:

  • Higher guest throughput and dwell time

  • Branded, memorable ride experiences

  • Ticket sales, sponsorship opportunities, or rental-based income

With our tailored Deltrain train financing, your operation can get started with minimal upfront investment and scale profitably. Our team is here to walk you through real-world examples of how attraction trains deliver value — season after season.

Ready to explore your potential returns?
Speak with a Deltrain Expert and discover what a Deltrain train can do for your venue.

Competitive Rates

Enjoy low interest rates tailored for small and medium-sized commercial buyers.

Soft Credit Check

Get pre-qualified without any impact on your credit score.

Deferred Payments

Start paying up to 3 months after delivery — no upfront pressure.

Seasonal Payments

Customize your repayment schedule to match peak business times or slower seasons.

Fast Approval

Quick and easy approval process so you can get started right away.

Easy Application

Simple online application with minimal paperwork and full support.

Frequently Asked Questions About Deltrain Financing

Can I finance instead of paying in full upfront?

Yes. Most customers choose to finance. Financing allows you to spread the cost over 24 to 60 months with fixed payments. At the end of the term, you fully own the train — no balloon payment, no surprise buyout.

What does the financing cover?

In most cases, financing can cover 100% of the total project cost, including:

  • The train itself
  • Transportation and delivery
  • Taxes and fees
  • Installation and accessories

Everything is bundled into one predictable payment, preserving your working capital.

Is $0 down really possible?

Yes — for businesses with 2+ years in operation and strong credit, $0 down is often available. If you’re newer or still building credit, a small down payment may be required.

Who handles the financing — The Train Company or a third party?

We partner with multiple trusted lenders, including Ascentium Capital and Broad Fit Financial, to find the best option for your business. You always receive transparent terms, and we’ll guide you through every step.

Is there any obligation to apply or get pre-qualified?

No. Pre‑qualification is completely optional, carries no obligation, and uses a soft credit check only. You decide whether to proceed after reviewing the offer.

Will my personal credit be affected?

No — pre-qualification only uses a soft credit check, so there’s no impact on your credit score. If you decide to proceed with the full application, a standard credit check may be conducted with your approval.

How long does approval take?

Most applications receive a decision within 2–4 business days. For financing amounts under $300,000, a completed application is often enough to generate an approval.

What do lenders look for when reviewing an application?

Requirements vary based on how long your business has been operating. Below is a clear breakdown so you know exactly what to expect.

Typically required:

  • Completed and signed application
  • Ownership details for anyone owning more than 20%
  • Public business credit history (prior loans of similar size)
  • Reasonably good personal credit of all owners
  • No recent liens, bankruptcies, or major credit issues
  • All owners are U.S. citizens
  • No criminal or public records indicating poor judgment

Additional documents are only required if the deal exceeds $300,000, at which point lenders may request:

  • Last 2 years of business tax returns
  • Last 3 months of business bank statements

For most standard transactions, the application alone is sufficient.

Businesses Operating for Less Than 2 Years

Typically required:

  • Completed and signed application
  • Income statement and balance sheet
  • Any available business tax returns
  • Last 3 months of business bank statements
  • Reasonably good personal credit
  • No recent liens, bankruptcies, or major credit issues
  • All owners are U.S. citizens

We’ll help you compile exactly what’s needed — nothing more.

New Businesses or Pre‑Opening Ventures

If your business has not yet opened, lenders typically ask for:

  • Completed and signed application
  • Last 2 years of personal tax returns (owners with 20%+ ownership)
  • Personal Financial Statement (PFS)
  • Account statements supporting the PFS
  • Opening balance sheet with any existing business debt listed
  • Copy of the location lease (if applicable)
  • Business plan including bios showing at least 3 years of relevant industry experience

This process may sound extensive, but we guide you step by step.

What if my business doesn’t fit perfectly into one category?

That’s common. Because we work with multiple financing partners, we can often match your profile to the lender best suited to your situation.

Do you offer financing for government entities?

Yes. We support municipalities, public parks, school districts, and other government entities with specialized financing programs, including:

  • Annual or multi‑year payment schedules (instead of monthly)
  • Favorable public‑sector terms
  • No personal guarantees
  • Procurement‑friendly structures

We coordinate directly with your procurement or finance department.

Can my first payment be deferred?

Yes. Many programs offer seasonal or deferred payments, allowing you to start generating revenue before payments begin — often up to 90 days.

Can I pay off the financing early?

Yes — early payoff is possible. In most cases, you can settle your balance early without penalties. Let us know upfront, and we’ll help structure the plan accordingly.

Can I finance multiple trains or future expansions?

Absolutely. Many customers return to finance a second or third train. Your strong payment history can even simplify future approvals.

What happens at the end of the financing term?

Once your final payment is made, you fully own the train — no surprise buyout or residual costs. It’s a true ownership model.

Ready to See What’s Possible with Deltrain Train Financing?

Whether you’re expanding your fleet, purchasing your first Deltrain, or exploring trackless train financing options — our team is here to help you run the numbers and make a confident, informed decision.

Soft credit check | Most approvals within 2 days

Get help choosing the best plan for your needs

Deltrain Train Financing That’s Straightforward, Transparent, and Built for You

  • No interim rent, hidden fees, or fine print
  • Fixed terms with full ownership at the end
  • Everything disclosed up front — no surprises
  • U.S.-based support from real people who know your business
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