Finance a Deltrain or Gopo train with fixed monthly payments over 24 to 60 months, with full ownership at the end.
No obligation. Luke Phelps, our finance specialist, reviews your request and contacts you with the options that fit.
Three steps from your first question to a financing decision.
No obligation. A soft credit check only. A decision within days.
Seasonal venues, municipalities, and multi-location operators finance their trains through The Train Company, with terms built around how their operation earns.
Fixed monthly payments over 24 to 60 months, so every payment is known in advance.
Pre-qualification uses a soft credit check with no impact on your credit score.
Start paying up to 90 days after delivery.
Match your repayment schedule to your peak and slower seasons.
Most applications receive a decision within 2 to 4 business days.
A simple online application with minimal paperwork and personal support.
Financing spreads the investment in a Deltrain or Gopo train over fixed monthly payments, so your working capital stays available for the rest of your operation.
Operators at theme parks, farms, municipal parks, resorts, cruise ports, and tourist attractions use their train for:
Luke Phelps, our finance specialist, can walk you through the numbers for your own route and season.
Every Deltrain and Gopo train, including locomotives, coaches, options, delivery, and taxes, for projects in the United States.
Yes. For businesses with 2 or more years in operation and strong credit, $0 down is often available. If your business is newer or still building credit, a small down payment may be required.
Most applications receive a decision within 2 to 4 business days. For financing amounts under $300,000, a completed application is often enough to generate an approval.
No. Pre-qualification only uses a soft credit check, so there is no impact on your credit score. If you decide to proceed with the full application, a standard credit check may be conducted with your approval.
No. Pre-qualification is optional, carries no obligation, and uses a soft credit check only. You decide whether to proceed after reviewing the offer.
In most cases, financing can cover 100% of the total project investment, including:
Everything is bundled into one predictable payment, preserving your working capital.
Yes. Many programs offer seasonal or deferred payments, so you can start generating revenue before payments begin, often up to 90 days after delivery.
Yes. We support municipalities, public parks, school districts, and other government entities with specialized financing programs, including:
We coordinate directly with your procurement or finance department.
Yes. Most customers choose to finance. Financing spreads the investment over 24 to 60 months with fixed payments. At the end of the term, you fully own the train, with no balloon payment and no surprise buyout.
We work with a network of U.S. financing partners and match your business to the program that fits. Luke Phelps, our finance specialist, guides you through every step, and you always receive transparent terms.
Requirements vary based on how long your business has been operating. Below is a clear breakdown so you know exactly what to expect.
Typically required:
Additional documents are only required if the financing amount exceeds $300,000, at which point lenders may request:
For most standard transactions, the application alone is sufficient.
Typically required:
We help you compile exactly what is needed, and nothing more.
If your business has not yet opened, lenders typically ask for:
This process may sound extensive, but we guide you step by step.
That is common. Because we work with multiple financing partners, we can often match your profile to the lender best suited to your situation.
Yes. In most cases, you can settle your balance early without penalties. Let us know upfront, and we will help structure the plan accordingly.
Yes. Many customers return to finance a second or third train, and a strong payment history can simplify future approvals.
Once your final payment is made, you fully own the train, with no surprise buyout or residual payments.
Whether you are adding a train, purchasing your first Deltrain or Gopo, or planning a larger fleet, our finance specialist helps you run the numbers and decide with confidence.
Soft credit check | Decisions in 2 to 4 business days
Get help choosing the best plan for your needs
Financing options are currently available only for projects located in the United States.
If your project is located outside the U.S., please contact our team to discuss purchasing options and project planning.
